About Us
At MountainTop Financial, we believe every person deserves guidance and stewardship they can trust as they navigate life’s most important financial decisions. Our work is driven by a simple purpose: to help people move toward the top of their own financial mountain - step by step, with clarity, intention, and support.
Founded and led by Daniel Fuller and Darin Carroll, CFP®, AAMS®, MountainTop is built on long-standing relationships, not transactions. Our close-knit team of seven professionals take the time to truly know the people and families we serve - their goals, their worries, their milestones, and what gives their lives meaning. That genuine connection shapes how we serve, advise, and show up for our clients every day.
“Our goal is simple: help people plan smarter so they can climb higher in every part of their financial lives.”
Daniel Fuller
Senior Advisor, Managing Member
Personal Guidance, Not One-Size-Fits-All.
Every conversation is shaped around your values, goals, and life - not a preset formula.
Relationships That Last for Generations.
We stay connected to the people we serve, celebrating milestones and providing support through life’s transitions.
“When we truly understand someone’s story, we can help them bring their money into alignment with their values.”
Darin Carroll, CFP®, MSPFP, BFA, AAMS®
Senior Financial Advisor, Partner
Who We Serve
We work with individuals and families who want clear guidance and a steady approach as their financial lives grow more complex, including:
- Pre-retirees preparing for life’s next chapter and seeking clarity on income, timing, and long-term planning
- Retirees who want support managing cash flow, taxes, and evolving needs throughout retirement
- Professionals and executives navigating higher earnings, workplace benefits, and growing investment decisions
- Business owners looking for guidance on personal planning, succession considerations, or transitioning to retirement
- Families with multigenerational planning needs, including coordinating for children, aging parents, or legacy goals
- Individuals experiencing major life transitions, such as career changes, inheritance, or the loss of a spouse
- Those seeking a long-term financial partner who values trust, clarity, and a personal relationship
Common Challenges & How MountainTop Helps
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I’ve worked hard to build my savings and investments - am I making the most of what I’ve accumulated?
We look at your full financial picture and help you make thoughtful decisions, so your resources are working in a way that aligns with your goals.
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How do I prepare for retirement with confidence and understand what my income will actually look like?
We walk you through clear retirement projections and help you organize your income sources so you understand where your support will come from in the next stage of life.
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What steps should I take now to be more intentional about taxes in the years ahead?
We help you explore practical tax-smart strategies so you can make informed decisions throughout your financial life.
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My financial life has grown more complicated. Who can help me see the big picture and stay organized?
We connect the pieces - investments, retirement accounts, planning needs, and more - so you can see everything clearly and stay focused on what matters.
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Am I invested in a way that aligns with my goals, comfort level, and the next stage of life?
We help you understand your options and make adjustments that fit your goals, your timeline, and your comfort with risk.
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If something happens to me, will my family be prepared and supported?
We help you think through future scenarios, organize key information, and prepare plans that bring clarity and peace of mind for your loved ones.
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How do I make decisions today that support both my life goals and the legacy I want to leave?
We guide you through thoughtful discussions about what’s important to you, helping you structure your financial life to support both your present needs and long-term intentions.
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I want a long-term relationship with someone I trust - not just quick answers. Where do I find that?
Our firm is built on long-standing relationships. We take time to understand your life, stay connected, and be here whenever you need guidance.
